0% Interest Installment Payment

0% Installment Payment with a Credit Card for up to 24 monthly installments with Sacombank.
0% Installment Payment with a Credit Card for up to 12 monthly installments, applicable for credit cards of participating banks via Payoo payment gateway.

You can choose your installment payment terms in accordance to each bank. When making installments via Payoo payment gateway, the transaction will be automatically converted to installments payment.
Please refer to each bank’s separate regulations when making installments by credit card of the following banks:

 
Ref. Credit Card Bank

Installment Payment Terms

(monthly)
Bank Regulations
1 3, 6, 9, 12
  • Transactions made on the 3rd, 4th, 5th, 6th, 7th, 8th, and 9th of each month cannot be converted into installments.
  • Minimum Purchase of 2.000.000 VND
2 3, 6, 9, 12, 18, 24

 

  • The Bank will send a text message to the Cardholder within 3-5 working days.
  • Minimum Purchase of 3.000.000 VND
3

3, 6, 9, 12

Minimum Purchase of 3.000.000 VND

4 6, 9, 12

Minimum Purchase of 3.000.000 VND

5 3, 6, 9, 12
  • The Bank will send a text message informing the installment result to the Cardholder within 07 working days.
  • Installment payment is not available to ACB Mastercards partnering with VietBank, including:

- MasterCard Standard Vietbank cards starting with numbers 5459 6815 6101

- MasterCard Gold Vietbank starting with card numbers 5465 5545 9002

  • Minimum Purchase of 3.000.000 VND
6 3, 6, 9, 12
  • The Citibank installment transaction is verified immediately by an OTP on cardholder’s registered mobile number during the payment process.
  • Only applicable for primary cardholders with Vietnamese nationality
  • Minimum Purchase of 3.000.000 VND
7

3, 6, 9, 12 Minimum Purchase of 3.000.000 VND
8 3, 6, 9, 12
  • Cardholders need to apply for installment payment plan 03 working days prior to bank statement issue date.
  • Installment payment is not available during on the following days of each month:

- Visa Card: 18th, 19th and 20th

- Mastercard: 8th, 9th and 10th

- JCB: 13th, 14th, and 15th

  • Minimum Purchase of 3.000.000 VND
9 3, 6, 9, 12

Minimum Purchase of 3.000.000 VND

10 3, 6, 9, 12

Minimum Purchase of 3.000.000 VND

11 3, 6, 9, 12

Minimum Purchase of 3.000.000 VND

12 3, 6, 9, 12

Minimum Purchase of 3.000.000 VND

13 3, 6, 9, 12
  • The Bank will contact the Cardholder to confirm the installment registration.
  • Minimum Purchase of 3.000.000 VND
14 3, 6, 9, 12
  • The Bank will contact the Cardholder to confirm the installment registration.
  • Minimum Purchase of 3.000.000 VND
15 3, 6, 9, 12 Minimum Purchase of 3.000.000 VND
16 3, 6, 9 Minimum Purchase of 3.000.000 VND
17 3, 6, 9, 12 Minimum Purchase of 3.000.000 VND
18 3, 6, 9, 12
  • Cardholders need to apply for installment payment plan 03 working days prior to bank statement issue date.
  • The Bank will contact the Cardholder to confirm the installment registration.
  • Installment conversion will not apply for the following cards:

- Visa Platinum Timo+ (cards starting with numbers 4206 9202 10; 4206 9202 11; 4206 9202 12; 4206 9202 13)

- Visa Standard Timo+ (cards starting with numbers 4206 9202 10; 4206 9202 11; 4206 9202 12; 4206 9202 13)

  • Minimum Purchase of 3.000.000 VND
19 3, 6, 9, 12
  • Cardholders need to apply for installment payment plan 05 working days prior to bank statement issue date.
  • Transactions made on the 11th, 12th, 13th, 14th, and 15th of each month cannot be converted into installments payment plans.
  • Minimum Purchase of 3.000.000 VND
20 3, 6, 9, 12
  • Cardholders need to apply for installment payment plan 05 working days prior to bank statement issue date.
  • Installment payment is not available on the following days of each month:

- Mastercards: 7th, 8th, 9th

- JCB: 17th, 18th, 19th

  • Minimum Purchase of 3.000.000 VND
21 3, 6, 9, 12
  • Cardholders apply for installment payment plan 03 working days prior to bank statement issue date.
  • Minimum Purchase of 3.000.000 VND
22 3, 6, 9, 12 Minimum Purchase of 2.000.000 VND

 

Installment Payment with a Credit Card is Available at the following premises

Benefits of participating in the 0% Installment Payment Plan through a bank issued Credit Card

  • Customers can receive their Kymdan products immediately without any immediate upfront payment.
  • Price is equivalent to upfront payment price, with a one-price policy nationwide.
  • NO interest, NO additional fees.
  • Receive the same promotional discounts and gifts as upfront purchase.
  • Additional promotional gifts exclusive for installment payment: 01 Gift Voucher for 30% off (the RRP) of Kymdan Bedding Sets (see promotional details).
  • Simple and convenient payment.
  • Fast & Free Delivery.
  • Receive the same warranty policy as upfront purchased products.  (please see details in the Warranty Section).

Just call 1800 9053 (from 08h00 to 20h00) and Kymdan Company will allocate an employee directly to your home to assist you in setting up an installment payment plan with a credit card.

Under the circumstances that you do not have a credit card, Kymdan Company will transfer your information (with your permission) to the bank for revision.

Thank you.

 

Why is the price of Kymdan mattresses significantly higher than other brands in the market?

The market price of a product is dependent on the manufacturing technology, the production method, and raw materials... to produce a product with outstanding quality so that it can be imported into well developed countries that enforce many technical barriers. For example, the USA only allows the import of products that do not contain any traces of the banned hazardous chemicals etc.

When entering into international markets the quality of a product is crucial to its integration and being present in globally leading markets such as the USA, Australia and Japan, it is certain that Kymdan mattresses are of high quality and most importantly safe to use. Besides being bacteria resistant, mold resistant, and insect resistant… Kymdan mattresses are also Fire Retardant. The fire retardancy of Kymdan mattresses have passed tests conducted by Bureau Veritas (USA), thus meeting fire retardant standards 16 CFR 1632 and 16 CFR 1633 of the USA. With such outstanding qualities, Kymdan mattresses are priced at 3,382.00USD ~ 76.703.760 VND (for a 10cm thick, Queen sized Kymdan Deluxe Mattress) which is low compared to other natural latex mattresses in well developed countries.

As for the market in Vietnam, Kymdan mattresses with dimensions 160x200x10cm, priced at approximately 28,000,000 VND and with a minimum product life-span of 25 years, this means the cost is approximately 1,000,000 VND for every year of use. This price is entirely within the capable means of middle-class workers (who can purchase by installment) so that they can use a product with such outstanding qualities as mentioned above.