0% Installment Payment with a Credit Card for up to 24 monthly installments, applicable for credit cards of participating banks via Payoo payment gateway.
You can choose your installment payment terms in accordance to each bank.
Please refer to each bank’s separate regulations when making installments by credit card of the following banks:
VietinBank Credit Classic EMV I-ZERO domestic credit cards with the card number prefix 970415310, and VietinBank Credit 2Card cards with the prefix 970415599, are eligible for installment payments. Please note: Transactions made on the 3, 4, 5, 6, 7, 8, and 9th of each month cannot be converted into installment payments. Minimum Installment Amount: VND 1,000,000 The Bank will send a text message to the Cardholder within 3 - 5 working days. 3, 6, 9, 12, 15, 18, 24 Minimum Installment Amount: VND 3,000,000 For customers using the installment payment service for the first time, or those who have not yet agreed to Shinhan Bank’s “Consent to Personal Data Processing,” please update the mobile banking application immediately after completing the installment transaction and provide your consent by following the instructions in the app. Alternatively, contact Shinhan Bank for assistance. Minimum Installment Amount: VND 3,000,000 The Bank will notify the cardholder of the installment conversion result by SMS within seven business days. Please note: Installment payments are not available for ACB Mastercard cards issued in partnership with VietBank, including: - VietBank Standard Mastercard cards with numbers beginning 5459 6815 6101 Minimum Installment Amount: VND 1,000,000 Only applicable for primary cardholders with Vietnamese nationality Minimum Installment Amount: VND 3,000,000 OCB Napas domestic credit cards with the card number prefix 97044814 are eligible for installment payments. Please note: Payoo does not support installment conversion for OCB Installment cards. Minimum Installment Amount: VND 3,000,000 Installment payment is not available during on the following days of each month: - Mastercard: 8th, 9th and 10th - JCB: 13th, 14th, and 15th - Amex Card: 29th, 30th, 31st, 1st - UPI Card: 3rd, 4th, 5th Minimum Installment Amount: VND 3,000,000 Minimum Installment Amount: VND 3,000,000 Minimum Installment Amount: VND 3,000,000 for installment terms of 3, 6, 9, or 12 months Installment payment is not available on the following days of each month: - Mastercard: 21st, 22nd, 23rd - JCB: 11th, 12th, 13th Minimum Installment Amount: VND 3,000,000 The Bank will contact the Cardholder to confirm the installment registration. Installment payment is not available on the following days of each month: - Visa Card: 15th - Mastercard: 5th Minimum Installment Amount: VND 3,000,000 Minimum Installment Amount: VND 2,000,000 Minimum Installment Amount: VND 3,000,000 For 2in1 cards, an installment transaction will only be approved if: - A credit limit has been assigned to the card. - The available credit limit must be sufficient to cover the transaction amount. Minimum Installment Amount: VND 3,000,000 Cardholders must apply for installment conversion at least three business days before the statement date. Please note: BVBank does not support installment conversion for the following cards: Timo+ Visa Platinum: The customer’s total outstanding balance under installment plans must not exceed the lower of VND 100,000,000 and the card’s credit limit. Minimum Installment Amount: VND 1,000,000 Installment payment is unavailable on the following days. - Mastercard: 12th, 13th, 14th - Visa Card starting with numbers 45537200: 22nd, 23rd, 24th - Visa Card starting with numbers 416259, 462478, 498766, 498767: 12th, 13th, 14th - JCB: 7th, 8th, 9th Minimum Installment Amount: VND 3,000,000 Installment payment is not available on the following days of each month: - Mastercard: 7th, 8th, 9th - VISA/JCB: 17th, 18th, 19th Minimum Installment Amount: VND 3,000,000 Minimum Installment Amount: VND 3,000,000 Minimum Installment Amount: VND 2,000,000 Minimum Installment Amount: VND 3,000,000 The Bank will notify the cardholder by SMS within five business days. Minimum Installment Amount: VND 2,000,000 The Bank will notify the cardholder by SMS within seven business days. If, after seven days from the transaction date and prior to three days before the statement cut‑off date, no SMS notification has been received, the cardholder is required to contact the Bank for verification. Minimum Installment Amount: VND 3,000,000 Minimum Installment Amount: VND 2,000,000 Installment payments are not available on the following dates: - Classic, Gold, and Woman cards: 5th of each month Minimum Installment Amount: VND 1,000,000
Ref.
Credit Card Bank
Installment Payment Terms
(monthly)Bank Regulations
1
3, 6, 9, 12, 18, 24
2
3, 6, 9, 12, 18, 24
Minimum Installment Amount: VND 3,000,000
3
4
6, 9, 12, 18
5
3, 6, 9, 12
ACB Express Credit domestic credit cards with the card number prefix 9704163 are eligible for installment payments.
- VietBank Gold Mastercard cards with numbers beginning 5465 5545 9002
6
3, 6, 9, 12
Customers must complete their registration with UOB at:
https://go.uob.com/IPPfv
7
3, 6, 9, 12
8
3, 6, 9, 12
- Visa Card: 18th, 19th and 20th
Minimum Installment Amount: VND 3,000,000
9
3, 6, 9, 12, 15, 18, 21, 24
10
3, 6, 9, 12
11
3, 6, 9, 12, 18, 24
VND 10,000,000 for installment terms of 18 or 24 months
12
3, 6, 9, 12
13
3, 6, 9, 12
Minimum Installment Amount: VND 3,000,000
14
3, 6, 9, 12, 18, 24
15
3, 6, 9, 12
16
3, 6, 9, 12
17
3, 6, 9, 12
(Customers can check using the MB mobile banking application.)
(If the 2in1 card has not been assigned a credit limit, or if the available credit limit is insufficient, the transaction amount will be debited from the customer’s debit account and will not be eligible for installment conversion.)
18
3, 6, 9, 12
4206 9401 10
4206 9401 11
4206 9401 12
4206 9401 13
Timo+ Visa Standard:
4206 9202 10
4206 9202 11
4206 9202 12
4206 9202 13
19
3, 6, 9, 12
20
3, 6, 9, 12
21
3, 6, 9, 12
22
3, 6, 9, 12
23
3, 6, 9, 12,18, 24
24
3, 6, 9, 12,18, 24
25
3, 6, 9, 12
26
3, 6, 9, 12
27
3, 6, 9, 12,18, 24
- Platinum and Thong Nhat cards: 15th of each month
Installment Payment with a Credit Card is Available at the following premises
Benefits of participating in the 0% Installment Payment Plan through a bank issued Credit Card
- Customers can receive their Kymdan products immediately without any immediate upfront payment.
- Price is equivalent to upfront payment price, with a one-price policy nationwide.
- NO interest, NO additional fees.
- Receive the same promotional discounts and gifts as upfront purchase.
- Simple and convenient payment.
- Fast & Free Delivery.
- Receive the same warranty policy as upfront purchased products. (please see details in the Warranty Section).
Just call 1800 9053 (from 08h00 to 20h00) and Kymdan Company will allocate an employee directly to your home to assist you in setting up an installment payment plan with a credit card.
Under the circumstances that you do not have a credit card, Kymdan Company will transfer your information (with your permission) to the bank for revision.
Thank you.
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Why is the price of Kymdan mattresses significantly higher than other brands in the market? The market price of a product is dependent on the manufacturing technology, the production method, and raw materials... to produce a product with outstanding quality so that it can be imported into well developed countries that enforce many technical barriers. For example, the USA only allows the import of products that do not contain any traces of the banned hazardous chemicals etc. When entering into international markets the quality of a product is crucial to its integration and being present in globally leading markets such as the USA, Australia and Japan, it is certain that Kymdan mattresses are of high quality and most importantly safe to use. Besides being bacteria resistant, mold resistant, and insect resistant… Kymdan mattresses are also Fire Retardant. The fire retardancy of Kymdan mattresses have passed tests conducted by Bureau Veritas (USA), thus meeting fire retardant standards 16 CFR 1632 and 16 CFR 1633 of the USA. With such outstanding qualities, Kymdan mattresses are priced at 3,382.00USD ~ 76.703.760 VND (for a 10cm thick, Queen sized Kymdan Deluxe Mattress) which is low compared to other natural latex mattresses in well developed countries. As for the market in Vietnam, Kymdan mattresses with dimensions 160x200x10cm, priced at approximately 28,000,000 VND and with a minimum product life-span of 25 years, this means the cost is approximately 1,000,000 VND for every year of use. This price is entirely within the capable means of middle-class workers (who can purchase by installment) so that they can use a product with such outstanding qualities as mentioned above.
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